What is a car appraisal?

A car appraisal is a professional assessment of your vehicle’s market value based on factors such as its make, model, year, mileage, condition, and current market trends.

Why do I need a car appraisal?

You may need a car appraisal for various reasons, such as: Selling or buying a vehicle Insurance claims after an accident Tax or estate settlements Divorce settlements Vehicle donation for tax deductions

How long does the car appraisal process take?

The process typically takes 30–60 minutes, depending on the vehicle's condition and the level of detail required.

How much does a car appraisal cost?

The cost varies based on the type of appraisal you need and the services included. Contact us for a detailed quote.

What information do I need to provide for an appraisal?

You should provide the following: Vehicle make, model, and year VIN (Vehicle Identification Number) Odometer reading Details on upgrades, repairs, or modifications Photos of the exterior, interior, and under the hood

Do you appraise damaged or salvaged vehicles?

Yes, we appraise vehicles in all conditions, including damaged or salvaged ones, for insurance claims or resale purposes.

What factors influence my car’s appraisal value?

The value is influenced by: Age and mileage of the car Current market demand Condition of the vehicle (interior, exterior, mechanical) Vehicle history (accidents, title status)

Can I use your appraisal for court or legal purposes?

Yes, our appraisals are legally recognized and can be used for divorce settlements, estate planning, or disputes.

What if I disagree with the appraisal value?

We are happy to review the appraisal and provide further explanation or documentation to ensure transparency and accuracy.

How do I schedule a car appraisal?

You can schedule an appraisal by contacting us via phone or email.

Get a Certified Car Appraisal

Ministry of Transportation of Ontario (MTO), Insurance, Legal and Bank Approved.

Book your car appraisal today!

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Types of Car Appraisals

We do all types of certified car appraisals, starting from $80 + HST

Service Ontario Car Appraisal

An MTO-approved car appraisal is often required when transferring vehicle ownership in Ontario. Whether you're gifting a car, registering an older vehicle, or transferring ownership of a car with damage, high mileage, or accident history, the Ministry of Transportation (MTO) may require a certified appraisal to determine the vehicle's fair market value.

Why You May Need a Car Appraisal:

High odometer reading (kilometres)
Excessive wear or interior damage
Mechanical or body issues
Accident, rental, or commercial history
Out-of-province or out-of-country vehicle
Vehicle is 20+ years old (no book value listed on the UVIP)

Instead of paying HST based on the wholesale or book value listed on the Used Vehicle Information Package (UVIP), a professional appraisal allows you to pay tax on the vehicle’s actual market value—often saving you hundreds in taxes at Service Ontario.

Already Paid the Full Tax?
You may qualify for a refund within 60 days of the ownership transfer. Contact us to see if you're eligible.

Bank Loan Car Appraisal

A certified car appraisal is often required when applying for a bank loan using your vehicle as collateral. Banks and financial institutions typically need an accurate, third-party valuation to assess the vehicle’s current market worth and determine how much they’re willing to lend.

Why You May Need a Car Appraisal for a Bank Loan:

Applying for a secured loan using your vehicle
Vehicle has been modified or customized
Car is older or not listed in standard valuation guides
Vehicle has high mileage, damage, or accident history
You’re self-financing a car purchase with bank support

An independent car appraisal ensures that both you and your lender have a clear, unbiased understanding of the vehicle’s fair market value, helping you qualify for the right loan amount and avoid over- or underestimating the car’s worth.

Need It Fast?
We offer same-day or next-day appraisals accepted by most Canadian lenders. Contact us to schedule your certified appraisal.

Legal Car Appraisal

A certified car appraisal is often required for legal matters involving vehicle ownership or value disputes. Whether you're dealing with a divorce, estate settlement, insurance claim, or small claims court case, a professional car appraisal provides an unbiased, documented assessment of a vehicle’s fair market value that can be used as legal evidence.

Why You May Need a Legal Car Appraisal:

Divorce or separation (division of assets)
Estate and probate matters
Business dissolution involving vehicle assets
Insurance dispute or diminished value claim
Small claims or civil court cases involving vehicle value

Our court-ready car appraisals include all necessary documentation to support your legal proceedings. We provide detailed, professional reports that are accepted by lawyers, mediators, insurance adjusters, and courts across Ontario.

Need a Rush Car Appraisal?
We offer expedited service for time-sensitive legal matters. Contact us today to book your certified legal car appraisal.

Insurance Car Appraisal

A certified car appraisal is often required for insurance purposes, especially when your vehicle falls outside standard valuation databases. Whether you own a classic car, a heavily modified vehicle, or a vehicle with unique features, an insurance appraisal helps ensure you’re properly covered in the event of loss, damage, or theft.

Why You May Need an Insurance Car Appraisal:

Classic, antique, or collector vehicles
Modified or custom-built cars
High-value or exotic vehicles
Disputes over payout or repair value
Agreed-value insurance policies
Proof of value after restoration or upgrades

An insurance appraisal provides an accurate, third-party assessment of your vehicle’s market value to help you secure the right policy and avoid disputes during claims. Most insurers require updated appraisals every 2–5 years for specialty vehicles.

Protect Your Investment.
We offer detailed, insurer-accepted appraisals with fast turnaround times. Contact us today to book your insurance car appraisal.