Call us 416-666-2755 or email us at Info@GoldenWheels.ca
Get a Certified Car Appraisal
Ministry of Transportation of Ontario (MTO), Insurance, Legal and Bank Approved.
Book your car appraisal today!
Types of Car Appraisals
We do all types of certified car appraisals, starting from $80 + HST
Service Ontario Car Appraisal
An MTO-approved car appraisal is often required when transferring vehicle ownership in Ontario. Whether you're gifting a car, registering an older vehicle, or transferring ownership of a car with damage, high mileage, or accident history, the Ministry of Transportation (MTO) may require a certified appraisal to determine the vehicle's fair market value.
Why You May Need a Car Appraisal:
-
High odometer reading (kilometres)
-
Excessive wear or interior damage
-
Mechanical or body issues
-
Accident, rental, or commercial history
-
Out-of-province or out-of-country vehicle
-
Vehicle is 20+ years old (no book value listed on the UVIP)
Instead of paying HST based on the wholesale or book value listed on the Used Vehicle Information Package (UVIP), a professional appraisal allows you to pay tax on the vehicle’s actual market value—often saving you hundreds in taxes at Service Ontario.
Already Paid the Full Tax?
You may qualify for a refund within 60 days of the ownership transfer. Contact us to see if you're eligible.
Bank Loan Car Appraisal
A certified car appraisal is often required when applying for a bank loan using your vehicle as collateral. Banks and financial institutions typically need an accurate, third-party valuation to assess the vehicle’s current market worth and determine how much they’re willing to lend.
Why You May Need a Car Appraisal for a Bank Loan:
-
Applying for a secured loan using your vehicle
-
Vehicle has been modified or customized
-
Car is older or not listed in standard valuation guides
-
Vehicle has high mileage, damage, or accident history
-
You’re self-financing a car purchase with bank support
An independent car appraisal ensures that both you and your lender have a clear, unbiased understanding of the vehicle’s fair market value, helping you qualify for the right loan amount and avoid over- or underestimating the car’s worth.
Need It Fast?
We offer same-day or next-day appraisals accepted by most Canadian lenders. Contact us to schedule your certified appraisal.
Legal Car Appraisal
A certified car appraisal is often required for legal matters involving vehicle ownership or value disputes. Whether you're dealing with a divorce, estate settlement, insurance claim, or small claims court case, a professional car appraisal provides an unbiased, documented assessment of a vehicle’s fair market value that can be used as legal evidence.
Why You May Need a Legal Car Appraisal:
-
Divorce or separation (division of assets)
-
Estate and probate matters
-
Business dissolution involving vehicle assets
-
Insurance dispute or diminished value claim
-
Small claims or civil court cases involving vehicle value
Our court-ready car appraisals include all necessary documentation to support your legal proceedings. We provide detailed, professional reports that are accepted by lawyers, mediators, insurance adjusters, and courts across Ontario.
Need a Rush Car Appraisal?
We offer expedited service for time-sensitive legal matters. Contact us today to book your certified legal car appraisal.
Insurance Car Appraisal
A certified car appraisal is often required for insurance purposes, especially when your vehicle falls outside standard valuation databases. Whether you own a classic car, a heavily modified vehicle, or a vehicle with unique features, an insurance appraisal helps ensure you’re properly covered in the event of loss, damage, or theft.
Why You May Need an Insurance Car Appraisal:
-
Classic, antique, or collector vehicles
-
Modified or custom-built cars
-
High-value or exotic vehicles
-
Disputes over payout or repair value
-
Agreed-value insurance policies
-
Proof of value after restoration or upgrades
An insurance appraisal provides an accurate, third-party assessment of your vehicle’s market value to help you secure the right policy and avoid disputes during claims. Most insurers require updated appraisals every 2–5 years for specialty vehicles.
Protect Your Investment.
We offer detailed, insurer-accepted appraisals with fast turnaround times. Contact us today to book your insurance car appraisal.
Car Appraisals We've Done
Check Out Our Latest Blogs
-
How do you determine the value of my car?We consider several factors, including: Make, model, and year Mileage and condition Market demand Vehicle history (accidents, title status)
-
What documents do I need to sell my car?To sell your car, you’ll need: Vehicle title (proof of ownership) A valid government-issued ID Any loan payoff information (if applicable)
-
How will I get paid for selling my car to golden wheels?We pay cash for your car on the spot or via another method of your choice.
-
Is the quote you provide guaranteed?Our quotes are based on the information you provide. Upon inspection, if the vehicle matches your description, the offer will remain the same.
-
Is there a fee for your services?No, there are no hidden fees. Our appraisal and towing services are completely free when selling your vehicle to us.
-
Do I need to cancel my insurance before selling my car?We recommend canceling your insurance after the sale is complete to avoid extra charges.
-
Can you pick up my car?Yes, we offer free car removal services. We’ll come to your location, inspect the car, and tow it away after the sale is complete.
-
How does selling my car for cash work?Selling your car for cash is simple! Provide us with basic details about your vehicle, receive a free quote, and schedule a pickup or drop-off. Once we inspect the car and confirm its condition, you’ll get paid on the spot.
-
Do you buy cars that are still financed?Yes, we can buy cars with outstanding loans. We’ll work with you to settle the remaining balance and pay you the difference.
-
What types of cars do you buy?We buy all types of vehicles, including: Cars, trucks, and SUVs Newer models High-mileage or older vehicles
-
How long does the process take?In most cases, you can sell your car and get cash the same day. The entire process usually takes less than an hour once we inspect your vehicle.
-
Will you match or beat offers from other companies?We strive to provide competitive offers. If you’ve received a higher quote, let us know, and we’ll do our best to match or beat it.
-
Why do I need a car appraisal?You may need a car appraisal for various reasons, such as: Selling or buying a vehicle Insurance claims after an accident Tax or estate settlements Divorce settlements Vehicle donation for tax deductions
-
What factors influence my car’s appraisal value?The value is influenced by: Age and mileage of the car Current market demand Condition of the vehicle (interior, exterior, mechanical) Vehicle history (accidents, title status)
-
What is a car appraisal?A car appraisal is a professional assessment of your vehicle’s market value based on factors such as its make, model, year, mileage, condition, and current market trends.
-
What if I disagree with the appraisal value?We are happy to review the appraisal and provide further explanation or documentation to ensure transparency and accuracy.
-
How much does a car appraisal cost?The cost varies based on the type of appraisal you need and the services included. Contact us for a detailed quote.
-
Can I use your appraisal for court or legal purposes?Yes, our appraisals are legally recognized and can be used for divorce settlements, estate planning, or disputes.
-
What information do I need to provide for an appraisal?You should provide the following: Vehicle make, model, and year VIN (Vehicle Identification Number) Odometer reading Details on upgrades, repairs, or modifications Photos of the exterior, interior, and under the hood
-
How do I schedule a car appraisal?You can schedule an appraisal by contacting us via phone or email.
-
Do you appraise damaged or salvaged vehicles?Yes, we appraise vehicles in all conditions, including damaged or salvaged ones, for insurance claims or resale purposes.
-
How long does the car appraisal process take?The process typically takes 30–60 minutes, depending on the vehicle's condition and the level of detail required.